A major point of difference within our proposition is that the professional staff from FAA will attend each of Metro’s workplaces on a regular monthly cycle to provide advice, administration and assistance to all staff.

During these attendances the FAA staff member can provide each employee the opportunity of a free one hour  appointment to assist each employee in assessing their individual financial situation and provide advice and options in a number of specific areas including the following.

Salary Packaging Assessment and Administration

• We will assess each employee's salary packaging arrangements to ensure they are maximising the available benefits and identify ways in which it can be improved in their individual situation.
• Organise and provide all documentation for the employee's to implement or amend their salary packaging.

Superannuation Assessment

• We will assess each employee's Q Super situation and provide the necessary calculations to identify the long term results of either increasing or decreasing their contributions.  We will place the hospital staff in an informed position to make informed decisions in this area.

Novated Leasing

• Assessment of net cost to employee and provide as many examples as each employee requires.
• Organise the finance/lease for each employee.
• Assist and organise the procurement of their new or used vehicle if required.
• Management of expenses for the running of the motor vehicle.
• Ongoing advice whenever required for the life of their Novated Lease.
• Plus many other services generally provided by salary packaging a vehicle through a Novated Lease.

Cash Flow Assessment

• We will work through with each employee how they currently operate their finances and identify ways in which it can be improved in their individual situation.

Retirement Planning Assessment

• We will look at each employee's Assets, Liabilities and Superannuation to identify where they will be at when they are considering retiring.  From this we will provide recommendations and education on what the options are available to them personally.

Life and General Insurance Assessment

• We will discuss and work out with each employee what areas in their life need protecting and make the necessary initial recommendations.

Home and Personal Loan Assessment

• We will assess each employee's liabilities and identify/educate better structures or products available where required.  Debt Consolidation often plays a major role in this area, however when we consolidate a client's debt it is just so important to provide the necessary education to hopefully avoid this happening in their future.

Estate Planning - Wills and EPOA’s

• We will assess each employee's Wills and Enduring Power of Attorney's to ensure that these documents do meet with their wishes in the event of unfortunate circumstances.  Where the employee requires a new document to be drawn up we are able to assist in this area.

Annual Tax Returns completed

• Discussion and the preparation to professionally assess and lodge the employee's Tax Return.

Tax Planning Advice

• Discuss, identify and prepare strategies to reduce the amount of tax required to pay each year whilst in most cases assisting in better preparing clients for retirement.

Investment Strategy advice for both securitised and direct property investments

• Discuss, identify and prepare strategies to better prepare clients for retirement.  We are able to provide advice on both securitised and direct property investments.

Financial Planning Advice

• Financial Planning Advice is separate to the services generally provided through Salary Packaging, however within our service we are able to prepare and present Licensed Financial Planning Advice by referral within our company to other Authorised Representatives representing a Licensed Dealer in Securities.

Savings Plans for first home buyers

• Unfortunately in today's society most people struggle to save for their first home, we however have developed a range of savings plan models which do work and can easily be implemented.  Not only do we provide the plan, but we provide the review and monitoring process to ensure that each person has the best chance of succeeding that they possibly can.