ARTICLES

 

Should you be putting more into Super?

Most people have a hard time understanding what superannuation is. So how do you know whether you should put more of your money into super?What is Superannuation?Think of superannuation as a savings account. Your employer puts money into your super savings account...

What is Salary Packaging?

Salary Packaging is a way of restructuring an employee’s income to reduce the amount of tax that they pay.Approved by the Australian Tax Office (ATO), Salary Packaging means your employees can pay certain expenses out of their salary before they pay tax. This means...

Claiming Super Contributions at Tax Time

Over the last couple of years individuals have been able to claim super contributions as a tax deduction. In order to be able to do this, a number of factors are involved:Your super contributions must be made with your after-tax income.This is because you have already...

Trauma Insurance vs TPD Insurance

Trauma Insurance and Total Permanent Disability Insurance, what’s the difference?Trauma Insurance and Total Permanent Disability (TPD) Insurance can sometimes be confused as the same insurance, however they support you through rather different circumstances, which is...

Does Fringe Benefit Tax give you a headache?

In 1986 Australia brought in the dreaded Fringe Benefit Tax (FBT). This prevented businesses from living a lavish lifestyle and having their business pay for their expenses, resulting in additional tax deductions that weren’t necessarily allowed.The most obvious...

Positive vs Negative Gearing Investment Properties

A frequently asked question we get is why would someone want a negatively geared investment property?The answer to this depends on what you are trying to achieve from your investment property.A negatively geared investment property means that the expenses and...

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