ARTICLES

 

Knowing your rights as a Renter: A Basic Guide

The property must be liveableAs a tenant, you have the right to reside in a safe and secure environment. It is the landlord/managers obligation to maintain this standard. This means that doors and windows must be functional and able to provide security, roofs and...

Accident Only Insurance

Why is accident-only cover so important?In the unfortunate event of a life-threatening or debilitating accident, the last thing on anybody’s mind should be money and returning to work. Yet, for too many families, it’s an overwhelming concern because the out-of-pocket...

Salary Packaging – A great way to minimise Tax

Imagine if you could pay for some of your living costs before the tax man gets his cut? Approved by the Australian Taxation Office (ATO), Salary Packaging is a way to bring money around the tax man and lower your taxable income! This life-changing benefit can be...

New Tax Brackets – What does this mean for you?

The tax brackets have changed for the 2020-2021 financial year.Changes include an increase to the upper income threshold:19% income tax bracket: From $37,000 to $45,0005% income tax bracket: From $90,000 to $120,000These changes became effective from July 1 2020.So,...

Struggling to get your foot in the rental market?

With the property market booming, there is a growing demand for rental properties and tenants are struggling to get in quick enough.Here are 5 things to consider when providing an application for a rental property:1. Is the property going to be suitable for your...

Own occupation vs Any occupation TPD insurance

Own occupation TPD is the preferred definition as the criteria to meet is based on you not being able to perform your own occupation. It provides you with the highest opportunity to make a successful insurance claim. This is reflected in the higher premiums that...

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