Why is accident-only cover so important?In the unfortunate event of a life-threatening or debilitating accident, the last thing on anybody’s mind should be money and returning to work. Yet, for too many families, it’s an overwhelming concern because the out-of-pocket...
Imagine if you could pay for some of your living costs before the tax man gets his cut? Approved by the Australian Taxation Office (ATO), Salary Packaging is a way to bring money around the tax man and lower your taxable income! This life-changing benefit can be...
With the property market booming, there is a growing demand for rental properties and tenants are struggling to get in quick enough.Here are 5 things to consider when providing an application for a rental property:1. Is the property going to be suitable for your...
Own occupation TPD is the preferred definition as the criteria to meet is based on you not being able to perform your own occupation. It provides you with the highest opportunity to make a successful insurance claim. This is reflected in the higher premiums that...
Over the last couple of years individuals have been able to claim super contributions as a tax deduction. In order to be able to do this, a number of factors are involved:Your super contributions must be made with your after-tax income.This is because you have already...
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