Do you have “Lost Super”?

Do you have “Lost Super”?

As at July 1st, 2019 the Australian Government changed the laws regarding  superannuation funds.If you have any superannuation funds that meet the following criteria, the balance will have been sent to the Australian Taxation Office (ATO):no contributions have been...
Claiming Super Contributions at Tax Time

Claiming Super Contributions at Tax Time

Over the last couple of years individuals have been able to claim super contributions as a tax deduction. In order to be able to do this, a number of factors are involved:Your super contributions must be made with your after-tax income.This is because you have already...
Understanding Superannuation

Understanding Superannuation

What is Superannuation?Personal superannuation (often simply known as super) is money that’s put aside and saved and invested while you’re working, so you can enjoy a regular income later in life when you retire. These days, the average Australian may expect around 20...
Income Protection

Income Protection

What would you do if you couldn’t work due to illness or injury? Do you have a back-up plan? How long will your back up plan last?Income Protection Insurance covers you if you couldn’t work due to illness or injury and helps you cover your normal day to day living...
Choosing a Superannuation Fund in 5 simple steps

Choosing a Superannuation Fund in 5 simple steps

Scenario:Imagine you are starting your very first job, you are probably nervous, excited and a little confused. You are asked to fill out all these forms and are probably googling words to make sure you are filling in the forms correctly. You get to the page where you...