What is diversification when it comes to Super?

What is diversification when it comes to Super?

What is diversification when it comes to Super?‘DON’T PUT ALL YOUR EGGS IN ONE BASKET’ and that’s not just because it’s Easter.Investing your money across different asset classes – such as Australian & international shares, property, bonds and fixed interest helps...
4 Ways to make your own luck with money this St Patrick’s Day

4 Ways to make your own luck with money this St Patrick’s Day

4 Ways to make your own luck with money this St Patrick’s Day “Luck is what happens when preparation meets opportunity.” Roman philosopher, Seneca When it comes to money – you have to create your own good luck. Make a budget and stick to it – the aim is to spend less...
Maxing Super Contributions before EOFY

Maxing Super Contributions before EOFY

The 2019/20 financial year is the first financial year in which you are able to use any unused concessional contributions cap from a previous year; known as the ‘carry forward rule’, so you could super boost your super balance this year.This extra contribution into...
Understanding Superannuation

Understanding Superannuation

What is Superannuation?Personal superannuation (often simply known as super) is money that’s put aside and saved and invested while you’re working, so you can enjoy a regular income later in life when you retire. These days, the average Australian may expect around 20...
Choosing a Superannuation Fund in 5 simple steps

Choosing a Superannuation Fund in 5 simple steps

Scenario:Imagine you are starting your very first job, you are probably nervous, excited and a little confused. You are asked to fill out all these forms and are probably googling words to make sure you are filling in the forms correctly. You get to the page where you...
What assets are your Super invested in & does it matter?

What assets are your Super invested in & does it matter?

When faced with the different investment choices for your Super what do you do?The governments MY Super option’s follow a lifecycle investment strategy, more risk when you are young and then more conservative as you get closer to retirement age.Typical mix for a...