Terms & Conditions

Schedule to Terms & Conditions of Entry

Promotion Name

Million Dollar Home Competition

Eligible States/Territories

NSW, NT, QLD, TAS, VIC, WA

Promotion Period

Start: 01 July 2019 9:00 AM AEST

End: 30 June 2020 3:00 PM AEST

No entries will be accepted outside this time.

Website Address

https://www.faa.net.au/million-dollar-home/

Phone Number

As promoted.

The maximum cost of the text is 55 cents (inc GST).

Promoter

Financial Advisers Australia

ABN: 69 006 908 176

Level 5 Kontiki
Tower 2
55 Plaza Parade
Maroochydore QLD 4558

Eligible Entrants

Entry to the Promotion is open to Australian Residents in all eligible states/territories who fulfill the method of entry requirements and are 18 years of age or older.

Details of Prizes

Maximum value of the prize is a $1 million home.

The minimum value of the prize is a Financial Plan valued at $4,000 referenced as a Minor Prize.
Any cash prize will be awarded to the winner via a cheque made payable in the winner’s name (or via EFT to a bank account in the winner’s name, if the winner so requests) within 30 business days after the Game.

Total Number of Prizes

1

Total Prize Value

Total Prize Pool up to the value of $1,000,000 (inc GST).

Method of Entry

To enter, an entrant must, during the promotional period go to the promoted website and complete and submit the form or send an SMS with their contact details to the nominated number or post an entry form in the designated box.

One preliminary winner (Participant) will be drawn who will then be asked to participate in the second round (Game)

On the 1 July 2020: There will be fifty (50) envelopes on display at the start of the Game, numbered from one (1) to fifty (50). Two (2) envelopes will contain winning symbols, and the remaining forty-eight (48) envelopes will contain non-winning symbols.

Prior to the Game, an independent Loss Adjustor will randomly insert into two (2) of the fifty (50) numbered envelopes the Winning Symbols which must be located in order to win the Game. The numbered envelopes containing the Winning Symbols will be placed in a further envelope (“Control Envelope”) for verification purposes, as detailed below.

The Participant will be required to advise the Promoter of two (2) numbers. A representative of the Promoter will then select and open the two (2) nominated envelopes. If there is any dispute as to the two (2) numbers selected by the Participant, the Promoter’s decision in this regard will be final. If the Participant is found to have breached any conditions for playing the Game or participating in this Promotion, he/she (and/or the person he/she if playing on behalf of) may be disqualified by the Promoter.

2/2 winning symbols from 50 envelopes (AUD$1,000,000 House Prize): If the Participant selects the two (2) envelopes containing the winning symbols, then the drawn Finalist (the Participant) in the Major Draw will win AUD$1,000,0000 (“Grand Prize”), subject to verification by the judges and Loss Adjustor.

1/2 winning symbol from 50 envelopes (AUD$10,000): If the Participant selects one (1) envelope containing a winning symbol and one (1) envelope containing a non-winning symbol, then the drawn Finalist (the Participant) in the Major Draw will win AUD$10,000 (“Major Prize”), subject to verification by the judges and Loss Adjustor.

0/2 winning symbols from 50 envelopes (no prize): If the Participant selects two (2) envelopes, each containing non-winning symbols, then subject to verification by the judges and Loss Adjustor, then the drawn Finalist (the Participant) in the Major Draw will win (a financial plan to the value of $4,000.00).

A Loss Adjustor must be present at the Major Draw & Game to ensure the Major Draw and Game is conducted as per these Terms and Conditions.

If either the Grand Prize or Major Prize is selected, the Loss Adjuster removes all envelopes and takes them back for validation of the prize claim.

If the Grand Prize or Major Prize is not selected, the Loss Adjuster opens the Control envelope which reveals the number of the envelopes that has the two winning symbols inside.

The Loss Adjuster then opens the winning envelopes to show the Participant and guests that the AUD$1,000,000 was available to be won, and that the mechanic is fair and secure.

Only one (1) prize of either the Grand Prize or Major Prize or Minor Prize will be awarded to the Participant, depending on their result in the Game. If for example a winner wins the Minor Prize in the Game, then the Major Prize and Grand Prizes will NOT be awarded.

The drawn Participant’s odds of winning the $1,000,000 prize are 1 in 1,225. The drawn Participant’s odds of winning the $10,000 prize are 1 in 25. The odds of being drawn as a Participant may be significantly higher than the odds of the drawn Participant winning the Major Prize and will depend upon the number of entries received.

Maximum Number of Entries

Unlimited number of entries permitted per person.

Prize Draw

A random prize draw in the presence of an independent scrutineer will occur 10:00 AM AEST on 01 July 2020. The resulting preliminary winner will be invited to participate in a Game to determine if they will win a prize.

Location of draw:
Trade Promotions and Lotteries Pty Ltd
Level 2
11 York Street
Sydney NSW 2000

Notification of Winners

Winners will be notified via Email no later than 01 July 2020.

Public Announcement of Winners

The winners of all prizes will be published here:

https://www.faa.net.au/million-dollar-home/ on 1 July 2020.

Unclaimed Prize Draw

A random unclaimed prize draw in the presence of an independent scrutineer will occur 10:00 AM AEST on 1 Sep 2020. The resulting preliminary winner will be invited to participate in a Game to determine if they will win a prize.

Location of draw:
Trade Promotions and Lotteries Pty Ltd
Level 2
11 York Street
Sydney NSW 2000

Notification of Unclaimed Prize Winners

Unclaimed Prize Winners will be notified via Email no later than 1 Oct 2020.

Public Announcement of Winners from Unclaimed Prize Draw

The winners of all unclaimed prizes will be published here:

https://www.faa.net.au/million-dollar-home/ on 1 Oct 2020.

Permit Reference

Authorised under:

NSW Permit No. LTPS/19/35478

Terms & Conditions of Entry

  1. Information on how to enter and prize details form part of these terms & conditions (Terms of entry). The Terms must be read in conjunction with the Schedule. The Schedule defines the terminology used in these Terms of entry. Where there is any inconsistency between these Terms and the Schedule, the Schedule prevails.  Participation in this Promotion is deemed acceptance of these Terms of entry.
  2. Entry is open only to legal residents of the Eligible States/Territories who satisfy the Method of entry. Directors, officers, management, employees, suppliers (including prize suppliers) and contractors (and the immediate families of directors, officers, management, employees, suppliers  and contractors) of the Promoter and of its related bodies corporate, and of the agencies and companies associated with this Promotion, including the competition permit providers TPAL (Trade Promotions and Lotteries Pty Ltd) are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
  3. The Promotion will be conducted during the Promotion period.
  4. The Prize/s are specified in the Details of prizes section of the Schedule.
  5. The total prize pool is specified in the Total prize value section of the Schedule.
  6. Any prize is valued in Australian dollars unless expressly stated to the contrary.
  7. Entrants are advised that tax implications may arise from their prize winnings and they should seek independent financial advice prior to acceptance of their prize(s). The Promoter accepts no responsibility for any tax implications that may arise from accepting a prize. Entrants are responsible for any and all expenses that they incur in entering the competition and they will not be reimbursed regardless of whether or not they win the competition.
  8. The entrants must follow the Method of entry as specified at https://www.faa.net.au/million-dollar-home/ during the Promotion period to enter the Promotion. Failure to do so will result in an invalid entry. The Promoter will not advise an Entrant if their entry is deemed invalid.
  9. The time of entry will be deemed to be the time the entry is received by the Promoter.
  10. Entrants may submit up to the Maximum number of entries (if applicable).
  11. The Promoter accepts no responsibility for any late, lost, delayed, incomplete, incorrectly submitted, corrupted, illegible or misdirected entries, claims or correspondence whether due to omission, error, alteration, tampering, deletion, theft, destruction, disruption to any communication network or medium, or otherwise including those entries not received by the Promoter for any reason.  The Promoter is not liable for any consequences of user error including (without limitation) costs incurred. No correspondence will be entered into.
  12. The prize(s) will be awarded to the valid entrant(s) drawn randomly in accordance with the Prize draw details. The Promoter may draw additional reserve entries (and record them in order). In the event of an invalid entry or an ineligible entrant, or if the entrant is ineligible to accept the prize, the prize will be awarded to the first reserve entry drawn. If the prize can’t be awarded to the entrant drawn, the promoter will then continue this process until the prize is awarded.
  13. The winner does not need to be present at the draw unless expressly stated to the contrary.
  14. The winner(s) will be notified in accordance with the Notification of winners and Notification of unclaimed prize winners (if applicable) sections of the Schedule. Notification to winners will be deemed to have occurred on the later of the time the winner receives actual notification from the Promoter or two business days thereafter. The notification will include details about how the prize(s) can be claimed.
  15. The Promoter takes no responsibility where it is unable to contact prize winners who have not provided correct or complete contact details. If an entrant’s contact details change during the promotional period, it is the entrant’s responsibility to notify the Promoter. A request to modify any entry information should be directed to Promoter.
  16. It is a condition of accepting any prize that the winner must comply with all the conditions of use of the prize and the prize supplier’s requirements. Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated.
  17. The winner(s) name and state/territory of residence will be published in accordance with the Public announcement of winners section of the Schedule (if applicable).
  18. If the prize(s) has not been claimed by the Unclaimed prize draw time and date and subject to any written directions from a State lottery agency, the Promoter may conduct an Unclaimed prize draw in accordance with the Unclaimed prize draw section of the Schedule (if applicable).  In the event the Unclaimed prize draw takes place, the Promoter will attempt to contact the winner(s) of the Unclaimed prize draw in accordance with the Notification of unclaimed prize draw section of the Schedule, and if applicable, the name and State/Territory of residency of any winner(s) of the Unclaimed prize draw will be published in accordance with the section of the Schedule entitled Public announcement of winners from unclaimed prize draw. If a prize is no longer available the promoter may substitute with a prize of higher or equal value subject to any written directions from a regulatory authority.  The promoter is not allowed to deduct any administrative costs associated with provision of the prize.
  19. To the greatest extent permitted by law, the Promoter excludes all warranties, representations or guarantees (Warranties) regarding the Promotion and any prizes, including any Warranties which may have been made in the course of advertising or promoting the Promotion. The conduct of the Promotion or the supply of prizes may involve third parties, and the Promoter makes no Warranties and disclaims all liability in connection with any such third parties, their acts or omissions. By entering the Promotion, an entrant releases and indemnifies the Promoter and its related bodies corporate (including the officers, employees and agents of each) from and against all actions, penalties, liabilities, claims or demands the entrant may have against the Promoter or that the Promoter may incur for any loss or damage which is or may be suffered or sustained as a direct or indirect result of an entrant entering or participating in the Promotion or winning or failing to win a prize, or using or permitting any other person to use the prize, except for any liability which cannot be excluded by law or which would cause any part of this clause to be void or unenforceable.
  20. If despite the foregoing clause, the Promoter incurs a liability to an entrant under any law which implies a Warranty into these Terms of entry which cannot legally be excluded, the Promoter’s liability in respect of the Promotion is limited, in the Promoter’s discretion, to either resupplying such goods or services as form part of the Promotion, or paying the cost of resupplying those goods or services.
  21. Without limiting any of the foregoing, in no circumstances will an entrant or the Promoter have any liability to the other for any loss or damage suffered which is indirect or consequential in nature, including without limitation any loss of profit, loss of reputation, loss of goodwill, or loss of business opportunity.
  22. The Promoter and its associated agencies and companies will not be liable for any damage in transit to or delay in transit of prizes.
  23. The Promoter may in its absolute discretion not accept a particular entry, may disqualify an entry, or cancel the entire Promotion at any time without giving reasons and without liability to any entrants, subject to any written directions from a regulatory authority. Without limiting this the Promoter reserves the right to verify the validity of entries, prize claims and entrants and to disqualify any entrant who submits an entry or prize claim that is misleading or not in accordance with these Terms of entry or who manipulates or tampers with the entry process. In the event that a winner breaches these Terms of entry, the winner will forfeit the prize in whole and no substitute will be offered. Verification is at the discretion of the Promoter, whose decision is final. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  24. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash, subject to any written directions from a regulatory authority. Where a prize is unavailable for any reason, the Promoter may substitute the prize for another item of equal or higher value subject to any written directions from a regulatory authority. The Promoter accepts no responsibility for any variation in prize value (including between advertising of the Promotion and receipt of the prize).
  25. In the case of the intervention of any outside act, agent or event which prevents or significantly hinders the Promoter’s ability (or that of a third party involved with the Promotion) to proceed with the Promotion on the dates and in the manner described in these Terms of entry, including but not limited to vandalism, natural disasters, acts of God, civil unrest, strike, war, act of terrorism, the Promoter’s obligations in respect of the Promotion will be suspended for the duration of the event and, in addition, the Promoter may in its absolute discretion cancel the promotion and recommence it from the start on the same conditions, subject to approval of the relevant authorities.
  26. All entries become the property of the Promoter. As a condition of entering into this Promotion, entrants agree to assign all their rights in and to their entry and any related content to the Promoter, including any copyright or other intellectual property rights in the entry and related content. Without limiting this, the Promoter may use entry content for any and all purposes including commercial purposes. You warrant that entry content is original, lawful and not misleading and that the Promoter’s use of such content will not infringe the rights of any third parties. The Promoter has no obligation to credit you as the author of any content submitted and may otherwise do any acts or omissions which would otherwise constitute an infringement of any moral rights you may have as an author of content.
  27. Entrants consent to the Promoter using the personal information provided in connection with this promotion for the purposes of facilitating the conduct of the promotion and awarding any prizes, including to third parties involved in the promotion and any relevant authorities. In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter including third parties may, for an indefinite period, unless otherwise advised, use the private information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant.
  28. The collection and disclosure of personal information provided in connection with this promotion will be handled in accordance with the Promoter’s Privacy statement which adheres to the Privacy Act 1988 (cth) and Australian Privacy Principles.
  29. The Promotion and these Terms of entry will be governed by the law of the State or Territory in which the Promoter ordinarily resides. Entrants accept the non-exclusive jurisdiction of courts and tribunals of that State or Territory in connection with disputes concerning the Promotion.
  30. Various media platforms (including social media) may be used to advertise or promote the Promotion. By entering the Promotion, entrants agree that the Promotion is in no way sponsored, endorsed or administered by, any media platform; and to release all media platforms from all liability in relation to this Promotion. Any questions, comments or complaints regarding the Promotion should be directed to the Promoter and not the platform.
  31. Entrants will only be eligible to win as long as they are subscribed to the promoter.